Why are there grounding capacitors
240KW/400KW industrial rooftop - commercial rooftop - home rooftop, solar power generation system.
You are essentially correct. The "floating" wire you have drawn will act as a stray capacitance to ground. Because the shape is a poor shape for a capacitor the capacitance will be very small. So the circuit will look like two capacitors in series, connected to ground, one capacitor being much larger than the other.